First Texas Bank offers competitive rates and terms on Certificates of Deposit. A Certificate of Deposit may be issued for $500 or more with a term extending from 91 days to 12 months. Deposits of $50.00 or more may be made to current Certificates of Deposit at any time. You may elect the automatic renewal option, adding safety and convenience to your decision to save. Interest accrues daily and may be paid by check, deposited to checking or savings account, or compounded.